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Compound interest calculator
Future value of savings with periodic compounding.
Future value
18,193.97
after 10 years · earned 8,193.97
What do these numbers mean?
- Future value includes deposits and modeled earnings. Total contributed is your own money; earnings are future value minus contributions. The fixed-rate projection excludes fees, taxes and inflation and is not guaranteed.
- In decimal numbers, commas separate thousands and a dot separates decimals: 1,234.5 = 1234 + 0.5. ×10^3 means multiply by 1000; ×10^-3 means divide by 1000. Display rounding can make tiny differences between shown totals.
Inflation is not deducted, so the future amount buys less than it looks.
| Total contributed | 10,000 |
| Interest earned | 8,193.97 |
| Growth | 81.9% |
How this is worked out
- Growth factor: (1 + 0.06 ÷ 12)^(12×10) = 1.819397.
- Starting amount: 10,000 × 1.819397 = 18,193.97.
- No monthly additions.
- Total contributed 10,000, earnings 8,193.97.
Assumes a constant rate and no withdrawals.